Accelerating the Shift to Real-Time Rails.
Mesh provides the deep engineering and domain expertise to untangle legacy payment hubs, implement RTP/FedNow, and transition to ledger-ready infrastructure in one accountable motion.
Future-Proofing the Payment Hub
Legacy Hub Fragility
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ISO 20022 Data Translation Risks
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Real-Time Fraud Vulnerability
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Our Operating System
Our execution framework ensures resilience, compliance, and speed to market.
Ecosystem Orchestrator™
Phase 1: Architecture & Topology
We assess your current payment architecture, clearing connections, and correspondent networks to design a target state that supports high-throughput, continuous settlement.
Payment Hub Strategy
Evaluating build-vs-buy and designing the orchestration layer for multi-rail processing (Wire, ACH, RTP, Cross-border).
ISO 20022 Readiness
Mapping data formats and assessing the impact of enriched remittance data on downstream applications.
Embedded Finance Enablement
Designing the API wrappers required to expose payment initiation and status to corporate ERPs and fintech partners.
Strategy-in-Motion PODs™
Phase 2: Engineering & Integration
Cross-functional teams execute the complex integration of new payment gateways, ensuring strict adherence to network rules and SLAs.
RTP / FedNow Implementation
Standing up connectivity to instant payment networks, including 24/7 liquidity management and exception handling.
Real-Time Risk Controls
Deploying high-performance AML, KYC, and fraud detection models that operate within sub-second latencies.
Automated Reconciliation
Re-engineering reconciliation endpoints to handle continuous data feeds rather than end-of-day batch files.
Capital-Stack Mesh™
Phase 3: Commercialization & Growth
Once the infrastructure is modernized, we help you commercialize these capabilities to capture new corporate treasury and embedded finance revenue.
Product Commercialization
Developing new working capital and instant payout products for commercial clients.
Fintech Partnerships
Establishing secure, API-driven partner programs to expand payment distribution.
Measurable Outcomes
Measurable impacts on transaction velocity and operational resilience.
Accelerated Time-to-Market
Faster deployment of new payment rails (FedNow, RTP) through decoupled, API-first architecture.
Reduced Processing Costs
Lower cost-per-transaction achieved through intelligent routing and automation of manual exceptions.
Regulatory Compliance
Full readiness for global ISO 20022 mandates and robust, real-time AML/Sanctions compliance.
New Revenue Streams
Unlocking net-new fee income through premium, instant-settlement corporate products and BaaS offerings.
Design the Operating Model for Human + Non-Human Workforces.
AI value won't come from adding tools. The challenge is no longer deploying AI. It's redesigning operating models, governing data, and scaling autonomy without compromising human judgment. Mesh helps leadership align people, agents, decisions, and controls as one accountable system, moving from fragmented pilots to governed execution, driving real value.